{"id":1414,"date":"2019-11-16T16:58:32","date_gmt":"2019-11-16T11:28:32","guid":{"rendered":"https:\/\/www.extramilefinance.uk\/blog\/?p=1414"},"modified":"2019-11-16T16:58:32","modified_gmt":"2019-11-16T11:28:32","slug":"apps-for-senior-citizens-to-manage-personal-finances","status":"publish","type":"post","link":"https:\/\/www.extramilefinance.uk\/blog\/apps-for-senior-citizens-to-manage-personal-finances\/","title":{"rendered":"Apps for Senior Citizens to Manage Personal Finances"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_52 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f44de373379\"><span class=\"\"><span style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f44de373379\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.extramilefinance.uk\/blog\/apps-for-senior-citizens-to-manage-personal-finances\/#SilverBills\" title=\"SilverBills\">SilverBills<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.extramilefinance.uk\/blog\/apps-for-senior-citizens-to-manage-personal-finances\/#EverSafe\" title=\"EverSafe\">EverSafe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.extramilefinance.uk\/blog\/apps-for-senior-citizens-to-manage-personal-finances\/#Mint\" title=\"Mint\">Mint<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.extramilefinance.uk\/blog\/apps-for-senior-citizens-to-manage-personal-finances\/#The_bottom_line\" title=\"The bottom line\">The bottom line<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>Various\nonline apps are helping in managing personal finances, but all of them\ngenerally aim at the youth, but FinTech is launching apps in order to help the\nelderly. Senior citizens have more problems to manage their personal finances. Health\nissues and memory loss are some of the common reasons. It becomes more complicated\nwhen they are living alone, or no one is taking care of them. <\/p>\n\n\n\n<p>If you are living alone, you have to take care of all your expenses. From bills to medical expenses, the burden of everything is on you. Since you rely on your pension funds, it becomes essential that you carefully analyse your spending behaviour so that you do not run out of money when an emergency pops up. However, you can take out <strong><a href=\"https:\/\/www.extramilefinance.uk\/loans\/doorstep-loans.html\">doorstep loans<\/a><\/strong> in case of emergency, but you need to be careful with your spending. Otherwise, you may fall into debt. Here are some apps that you can use to manage your personal finances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"SilverBills\"><\/span>SilverBills<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When\nyou are juggling with various duties, you may forget about bill payments. Whether\nthey are utility expenses or debt payment, the consequences will be worse than\nyour imagination. If you do not pay your utility bills on time, the service\nprovider may disconnect the supply. Further, it will spoil your credit record. <\/p>\n\n\n\n<p>Missed\npayments can pull your credit rating, reducing your chances of getting a loan at\naffordable interest rates down the road. When you fail to repay your debt, the\nlender will impose late payment fees and interest penalties. It will add up the\ncost of your debt.<\/p>\n\n\n\n<p>When\nit comes to financial obligations, you cannot be reckless. Here comes the role\nof SilverBills. It will take care of all your bills. You just have to send a\ncopy of your bills along with the agreement and checking account. Then, it will\nreceive future bills directly from the vendor and allow them to deduct money\nfrom your account. You will have to pay a monthly fee for using the SilverBills\nservice. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"EverSafe\"><\/span>EverSafe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>EverSafe\nwill help you monitor your credit cards, bank and investment accounts. It can manage\nthe finances of the whole of your family. Staying on top of finances is exceptionally\nchallenging, especially when age has caught up with you. EverSafe uses\nconsolidated dashboard technology. It can help you track all your accounts at\none place. <\/p>\n\n\n\n<p>As\nit senses any irregular activity, it will immediately notify you against potential\nfrauds and exploitation. Monitoring can be tough due to old age. Therefore, EverSafe\nenables you to appoint family members or caregivers to receive alerts to help\nyou with monitoring. Now you do not need to be wary of your investments and\nbank accounts because EverSafe enhanced algorithms provide deeper protection. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Mint\"><\/span>Mint<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Life\nseems good when you are on top of finances, and Mint can bring together all of\nyour accounts, bills and much more. You can create a budget and access to your\ncredit score without harming it. You will receive reminders for upcoming bills\nso that you can plan. Get alerts when your funds are low so that you do not\noverspend. <\/p>\n\n\n\n<p>Of\ncourse, you will be wary of the security feature. Do not worry, Mint app will\nkeep your data secure through encryption. You will have a unique code and\npassword that you can use to manage your account from anywhere. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_bottom_line\"><\/span>The bottom line<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>You\ncan manage your personal finances more effectively. These apps will help you\ncreate your budget and prevent you from falling behind payments. All of them\nare very easy to use. Take your finances in control and be happy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Various online apps are helping in managing personal finances, but all of them generally aim at the youth, but FinTech [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1415,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/posts\/1414"}],"collection":[{"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/comments?post=1414"}],"version-history":[{"count":1,"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/posts\/1414\/revisions"}],"predecessor-version":[{"id":1416,"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/posts\/1414\/revisions\/1416"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/media\/1415"}],"wp:attachment":[{"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/media?parent=1414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/categories?post=1414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.extramilefinance.uk\/blog\/wp-json\/wp\/v2\/tags?post=1414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}