stress free wedding tips
  • November 23, 2020
  • admin

Have a stress free Wedding – Apply These Tricks

Weddings are an expensive deal these days with numerous options available in every aspect from decor to gifts to food to the wardrobe.

Weddings are expensive because of one more reason, i.e. the guest list. The guest list can be one single person to thousands of people. Everybody has a different dream and aspirations for their wedding celebration. 

Some want the guest list to be cut short and spent on their personal expenditures. At the same time, some want it to be grand and lavish from a vast guest list to exotic delicacies.

One thing that remains common in every wedding is the financial part. Be it a small wedding or a grand one. Finances have to be taken care of very well.

If you do not have the finances ready for your wedding, you might end up exhausting your savings. When left with no option, you would look forward to a financial favor from your relatives. Many couples want it to be huge but are not able to plan it that way because of their finances.

Wedding loans are available in the market to cater to the different needs of different couples for their weddings. With these personal loans available, every couple can fulfill their wedding dreams without any hitch.

A wedding loan is an excellent option to go with if you have limited savings and do not want a favor from your relatives.

What is a Wedding Loan?

Many couples opt for a wedding loan to fund their wedding, and it comes as an unsecured personal loan. Many lenders and financial institutions offer CCJ loans with no guarantor from direct lenders.

These loans are the same as the personal loans wherein the borrower agrees to all the terms and conditions.

Wedding Expenses

The basic wedding expenses that are included in the wedding loans are the food and venue. Between these two, the cost of the venue weighs more than the cost of the food.

Every lender charges a different interest rate and includes different expenses. In some loans, the expense of the wedding ring may be included, while in some, the honeymoon cost may be included as a part of the wedding expense.

Generally, Wedding Expenses include the costs of food, venue, drinks, photography, and entertainment.

The best wedding time

Amidst the busy working schedules of couples, they prefer getting wedded on weekends. Most commonly on Saturdays as the cost of the venue and other essential things is relatively lesser as it is on Sundays. On Sundays, the cost of all the wedding relating things goes up tremendously.

There are 2 sides to a coin, so do the wedding loans. For a clearer picture, always consider the advantages and disadvantages of a personal wedding loan.


Wedding is D day in anybody’s life. Some of us would have saved for our special day while some may be struggling to accumulate funds to spend on their dream wedding.

To keep away from any inconvenience, you can always opt for a wedding loan. Once you have opted for wedding loans, you are not worried about the spending incurred on the events.

Also, you are saved from using your savings. In either case, whether you borrow a loan or do not borrow, it is essential to keep your budget under control.

Before availing of the wedding loan facility, it is essential to read the conditions and terms carefully. A wedding loan eases your spending.

Also, it has fixed repayment amounts and tenure, which helps you in budgeting accordingly. Availing the loan facility leaves no scope of any unexpected expense.


Wedding loans are a great idea to fund your wedding, but at the same time, they attract a higher APR than secured loans.  A wedding loan with a higher interest rate may become an expensive deal.

Along with the interest rate factor, your credit history is taken into consideration by the lenders for deciding upon the interest rate and the repayment terms. If you have a bad credit history, you will be considered incapable of borrowing a loan at market rates.

You can borrow a wedding loan and start your life anew. But starting your new phase with debts and interest rates may pave the way for a rough beginning.

Comparing Wedding Loans

Many people are not able to fund their marriage because of insufficient funds. That does not imply you will borrow any available loan in the market.

Whenever planning to borrow any loan, it is always advisable to look for all the available options in the market, compare them, and then decide on the final one. Upon comparison, you will be able to find the best and the cheapest deal.

Loan comparison can be made on various factors like interest rate, repayment terms, documentation, etc. There are many websites and online platforms where you can compare the various loan options and opt for the best one.

Have a happy married life!

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