ExtraMile Finance Blog

November 5, 2026 What Information Might a Direct Lender Need Before Assessing Your Application?

Direct lenders in the UK may require your personal details, income, outgoings, existing debt, employment information, permission to check your […]

November 3, 2026 Managing Household Costs on One Income: A Monthly Budget for Single Parents

Running a household on a single income as a single parent is no small feat. Even though the household income […]

October 24, 2026 Loan Interest, APR, and Total Repayment: What UK Borrowers Should Consider before taking a loan

Before taking a loan, compare the interest rate, APR, monthly repayment, and most importantly, the total repayable amount. A headline […]

October 24, 2026 What to Do After a Loan Application Is Declined: Practical Next Steps?

Find out the reasons behind the rejection. Set aside your disappointment, as something needs fixing right now. Loan refusal may […]

October 22, 2026 How to Set a Realistic Christmas Spending Limit Before Borrowing?

Set a limit on borrowing for Christmas expenses by calculating your monthly budget.  Check how much you spend per month […]

October 20, 2026 How to Budget for Loan Repayments When Your Income Changes Each Month

If your income is irregular, keeping up with loan repayments can be challenging. This month you earn more than expected, […]

October 16, 2026 What Are 12-Month Loans and How Do They Work

They are borrowing options that let you repay in instalments. You do not have to pay back the loan amount […]

October 5, 2026 How Do Loans for Unemployed People Work in the UK?

Getting a loan as an unemployed person is difficult.  This is because every lender requires a borrower to have a […]

October 1, 2026 Loans for Single Parents in the UK: Eligibility and What to Consider

As a single parent, you manage the cost of commuting, energy bills, childcare costs, insurance, mortgage, transportation, hygiene, etc. There […]

September 28, 2026 How to Borrow Money in the UK: Options, Costs, and What to Consider?

You may borrow money by considering unsecured loans, no guarantor loans, 12-month loans, overdrafts, credit cards, secured loans, etc. However, […]

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