Christmas Loans
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Money atthe right time
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Hassle-free approval process
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Zero upfront fees
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Paperless way of application
Money atthe right time
Hassle-free approval process
Zero upfront fees
Paperless way of application
That merry time of the year is almost knocking at the door. You want to have all the preparations to be on point. However, you anticipate some financial turmoil with lots of expenses approaching at the same time.
Control the stress hormones as Christmas loans are at your rescue. These loans have been explicitly made available to make your festive shopping less burdensome and more fun-filled. No worries if you are unable to save up money to anadequate limit.
Extramilefinance is here to hold your hand and take you to the safer side. Our lending facilities have been designed to help someone like you who is financially distressed. We have the required system in place that enables us to deliver the much-needed funds at the right time.
You can get a small Christmas loan at the most convenient approach for any trivial necessity. Therefore, flexibility is promised, provided you have a genuine reason to borrow money during the festivity. Do not compromise your celebrations, blaming financial difficulties when you have an alternate way available.
Xmas loans are a financing option that acts as the financial backup you need during the Christmas season. The expenses of the festivities can go out of your bounds. To manage everything, you might have to make some significant adjustments.
These loans are there to relieve you from the pain of ignoring vital payouts like purchasing a special gift for family members. You can get through any financial crunch even if you cannot stash money for Christmas. Getting loans for this purpose need not involve any collateral.
Providing timely money is our biggest aim so that your financial struggle downsizes. You can have the happiest time of the year with your family. The various factors that put together the loan offer are:
| Loan amount | Repayment tenure | Pattern of loan payments |
|---|---|---|
| £ 1000 to £ 25000 | 12 months to 60 months | Weekly, fortnightly or monthly |
Interest rates decide the amount you are supposed to repay. Here is an example of how the repayment pattern lets you pay back a different amount every time.
You want to borrow £3000. This amount will help you finalise the repayment duration. The interest rates and total amount to repay could be £1316 and £4316 for monthly and fortnightly patterns.
When you choose a monthly repayment pattern, they become £1344 and £4344. The weekly amount rounds out to be £83, whereas the fortnightly amount comes out as £166. Now, when you decide to pay every month, the final figure would be somewhat like £362.
This is the season's biggest festival, and you try to make this day as memorable as possible. The planning starts at the beginning of the year. Nevertheless, the financial preparations always grab the least attention.
This is the most boring topic, and you leave it until the last moment. Worry not if your budget lags, as quick Christmas loans can be utilised in various ways.
Refurbishing home:The festivities are around the corner, and your home should be decked up for them. Meet the additional payouts and enhance the appearance of your indoors and outdoors by getting these loans. Upgrade your kitchen, washroom, balcony etc.
Buying gifts:Send surprise gifts to your loved ones this Christmas. No matter if your budget has some funding gap. You have complete freedom to take out loans in any amount, depending on your requirements.
Vacation:No worries if you are planning for holidays during the festive season. You can go ahead with the vacation expenses. Plug the funding gap (if it exists) by fetching a suitable loan amount.
Purchasing a car: You can fulfil your dream of having your own car. Make the most out of the different types of offers to buy your new car at an affordable price. Create a separate arrangement to gather a sufficient amount of down payment.
Shopping for the festival:Sponsor some of your shopping expenses meant for the festive season. However, do not go overboard to obtain a loan amount that is beyond your financial capacity.
Poor credit can no longer be held responsible for loan rejections. Other factors like affordability are enough to boost approval of your application. Aloan for bad credit emphasises your repayment capability over your credit history.
A funding gap should not hamper the celebrations of this major festival of the year. Even a blemished picture of your credit history cannot prevent you from getting financial help. This is available from us after validation of a few things.
Only soft analysis:
Extramilefinance provides you with the most convenient way to fetch loan assistance without revealing what has happened in the past. Christmas loans with no credit check demand no heavy verification of credit scores. Validating your affordability is crucial and is done through soft analysis to confirm the repayment possibility further.
Ongoing financial capacity:
Although credit checks have been removed, we need confirmation about your financial performance. A blemished credit history is acceptable, provided your financial foundation has strengthened over time. Therefore, a gradual progression of your financial condition should be needed to seek acceptance for Christmas credit.
You are into this time of the year, which has marked the arrival of the festive season. The list of expenses is ready, but your bank account has disappointed you. We can help when you feel the pinch of an unexpected financial mess.
Feel free to talk to us to find a solution to this ongoing problem. The different ways you can take advantage of Christmas loans for bad credit from a direct lender are manifold.
Rapid approval and disbursal
Use the virtual platform to apply for Christmas loans for bad creditin the UK. This mode of application lets us examine the vital details in the application in the least possible time.
Therefore, it can easily pave the way for speedy approval. Following this, you can obtain the loan without waiting a long time.
Fees will be capped and practical
Small Christmas day loans let you extract funds even for trivial needs. The best part is that you do not have to agree to pay a standard interest rate for that. The loan amount will play a vital role in fixing the interest rate.
Nothing will be hidden from you as everything will be before your eyes.
Receive loans in different ways
The traditional way of receiving loans is through your bank account. You can obtain the approved sum of loans from Extramilefinance in this way and other ways. Get doorstep loans with no credit check if you cannot access a checking account.
We will make sure to deliver the approved amount of loans to your doorstep.
Repayment is flexible
There will be no compulsion on you to repay loans in one month. You would rather get time that is spread over a few months. Here, you can take advantage of installment loans in the UK. Budget accordingly to pay back in small portions till the term expires.
No fees for early payment
Some funding solutions do not offer the privilege of early payment. However, short Xmas loans are an exception and allow you to pre-pay the amount, i.e. left. You do not have to pay anything extra, such as upfront money. Repay in advance to keep the interest payments within your control.
Guaranteed acceptance for loans in an ideal world is still a parable. This is because lending demands some assurance. As a reliable lender in the UK, we cannot bypass this rule.
If you want loans for the unemployed with 100% approval, be ready to arrange a guarantor or collateral. On the other hand, if your income factor is decisive, you do not have to worry about the different aspects. Ahead of fetching the online application, double-check the qualifying criteria.
Never opt for a loan amount that is beyond your means. Otherwise, repaying loans would be very hard on your part. Enter details correctly in the loan application without forgetting about the purpose.
If everything goes well with your application, anticipate a speedy outcome. After the formal approval, you will receive the contract, sign it, and hand it to us. Successful transfer of money happens after the final step of completion.
The reason why Extramilefinance can be your ideal lender is our 24/7 presence. You can get in touch with us for any confusion at any time and without any hesitation. We keep upgrading our lending facilities from time to time.
For a small financial requirement, you can borrow money with text loans as well. A simple message delivered to us can result in a quick transfer of money provided you fulfil the eligibility criteria. These loans aim to simplify your application process further.
There is no need to meet anyone in the bank, as we need a text from your end to proceed with the application.
We know as a borrower, you cannot afford to delay any vital payout. For this reason, we have a proper arrangement in place to offer 10 minute loans with no credit check. This lets you access the most essential funding dose within the shortest possible time.
Because of the lack of hefty credit verification, we have made processing your application quickly possible.
Yes, loan repayment is the last leg of the borrowing process. If you do not complete it successfully, you must pay a heavy price. Your credit scores will suffer further, and you will have to bear additional costs as penalties.
Not all lenders allow the provision to extend the repayment period except Extramilefinance. You can discuss this concern with us.
Obtaining these loans cannot directly influence your credit scores. However, paying back the loan within the specified duration is considered responsible behaviour. It immediately gets reflected on the credit report.
This will be a small progress as it helps erase some of the negative elements in the credit record. Keep up with on-time payments to see improvement in credit scores.
Having anxiety about confidential information shared on our platform is natural. However, you may rest assured that your data will be completely private. You can even talk to our previous borrowers about their journey so far.
You can provide the necessary information without any fear. Your details will remain encrypted and never be transferred to any third-party sites.